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  1. An ERISA-covered group health plan is an employment-based plan that provides coverage for medical care, including hospitalization, sickness, prescription drugs, vision, or dental.
  2. Dental and Visions Plans are subject to governance under ERISA.
  3. ERISA products are regulated by the State Government and were established by Congress.
  4. Unlike traditional health insurance, state insurance departments do not regulate ERISA health benefit plans.
  5. Life Insurance Plans are not regulated by ERISA.
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