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  1. An ERISA-covered group health plan is an employment-based plan that provides coverage for medical care, including hospitalization, sickness, prescription drugs, vision, or dental.
  2. Dental and Visions Plans are subject to governance under ERISA.
  3. Unlike traditional health insurance, state insurance departments do not regulate ERISA health benefit plans.
  4. The traditional insurance companies and their products are regulated by ERISA.
  5. ERISA or the Employee Retirement Income Security Act of 1974 is a State law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection to individuals in these plans.
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