Welcome to the
FMA Freedom Select Plans


The FMA Freedom Select Plans marketed by DAC are not your typical health coverage. The FMA Freedom Select Plan is a partially self-funded health care coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer established health care plans in private and public sector industry.

Imagine zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians.  The FMA Freedom Select Plans offer “no deductible” coverage with the flexibility, affordability, and usability so you can now effectively manage your health care. You purchase the amount of coverage that you believe best fits your needs and lifestyle.  The FMA Freedom Select Plans are not for everyone – if your annual coverage needs are expected to exceed Freedom Select Plan’s annual limitations, you should consider additional industry available options.

So come join us for a brief overview of The FMA Freedom Select Plans health care – the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.


  1. Click on the green “Select Network” button.
  2. Choose “PHCS”
  3. Choose “I don’t see any of these statements”
  4. Choose “Front”
  5. Use the search feature to find providers in your area